Services

OVER INDEBTED: THE CHALLENGE

You are over indebted when you are unable to meet your monthly instalments on your home loan, vehicle, credit cards, personal loans and store accounts.

Or your debt payments are so high that you do not have enough money for your rising living expenses such as groceries, electricity, water, fuel, transport, school fees etc.

You experience sleepless nights when your application for a new home loan is declined. Your health is affected

Should you or someone you know, find yourself in such a stressful situation, you should contact us now before legal action is taken against you for your home loan or a vehicle or garnishee order against your salary.

THE SOLUTION: DEBT REVIEW

We specialise in Debt Review that is designed to legally assist you. Our offering is a friendly, private and confidential service of analysing your monthly income, expense and debt repayments.

A structured monthly budget enables us to determine an amount that you can afford to pay all your accounts at reduced interest rates. Yes you make ONE consolidated payment for all your accounts. We relieve you from financial pressure by notifying all you credit providers and credit bureaus that you are over indebted.

We negotiate with all your credit providers and to protect you we obtain a Debt Restructuring Order from a Magistrates court. You receive monthly statements for all payments

WHAT ARE THE COSTS?

We know that money is a problem for you.

All we require is a R50 application fee.

Our fee, in line with regulations, and legal cost are built into your monthly repayment plan.

A schedule of cost will be disclosed upfront and provided in writing.

There are no hidden costs.

WHO ARE WE?

We are accredited by the National Credit Regulator and are professional Debt Counsellors since 2008.

We engage specialised attorneys to appear before Magistrates Court; you do not have to go to Court.